From startups to established enterprises, Legacy Trust delivers the financial tools, expert guidance, and dedicated support to help your business thrive at every stage.
Everything your business needs — from day-to-day banking to long-term financing — all under one roof.
Manage your day-to-day transactions with accounts designed for businesses of all sizes. No hidden fees, unlimited transactions.
Grow your business reserves with competitive interest rates and flexible account options that work as hard as you do.
Fuel growth, expand operations, or cover expenses with flexible lending solutions tailored to your business goals.
Earn rewards on every purchase while managing employee spending with customizable credit limits and real-time controls.
Optimize your cash flow with advanced treasury tools including ACH, wire transfers, payroll services, and merchant processing.
Access funds when you need them most. Our revolving lines of credit give your business the flexibility to seize opportunities.
We've been serving local businesses for over 14 years. Our dedicated business bankers take the time to understand your unique needs and offer personalized solutions.
Estimate monthly payments on a business loan or line of credit. Our team can help you find the right structure for your goals.
"Legacy Trust made expanding our second location possible. Their SBA loan team walked us through every step. We couldn't have done it without them."
"Switching our business banking to Legacy Trust saved us time and money. The treasury management tools are exactly what a growing company needs."
"As a small business owner, I need a bank that's as invested in my success as I am. Legacy Trust has been that partner since day one."
You'll need a government-issued ID, your EIN, business formation documents, and an initial deposit. Sole proprietors may use their SSN.
Most business loan decisions are made within 3–5 business days. SBA loans may take 2–4 weeks. Lines of credit are often approved within 48 hours for qualified applicants.
Yes. We are a certified SBA preferred lender, offering SBA 7(a) loans, SBA 504 loans for real estate and equipment, and SBA Express loans up to $500,000.
Yes. Our Business Online Banking lets you manage all accounts, initiate transfers, set up payroll, and grant tiered employee access from one dashboard.
Basic Business Checking has no monthly fee. Business Plus is $15/month, waived with a $5,000 average daily balance. Enterprise accounts are custom-priced.
Yes. We offer full merchant processing including POS terminals, e-commerce payment gateways, and next-day funding for card transactions.
We look at your overall business health — revenue, time in business, cash flow, and personal credit. Generally a personal score of 650+ is preferred.
Yes. Business deposits are FDIC insured up to $250,000 per depositor, per ownership category. Ask about IntraFi Network Deposits for coverage beyond standard limits.
Connect with a dedicated business banker today. Whether you're just starting out or scaling up, we're here to help.
Fill out the form and we'll reach out within one business day.